Thanks, DD and Hortensia, for your replies. Wondered if anyone would ever reply!
No, I can't retire -- dang it! -- but, since my heart attack, I've decided that in 2015 I would go for the cerebral (which pays nothing) and give up the physical (which pays well). The house and dog sitting will continue. Yes, put the JW logo on anything and I've got a ready customer base -- good thinking, DD!
Will keep you posted!
CC